Claude vs Microsoft Copilot: the specialist vs the bundle

These two answer different questions. Claude answers "which AI thinks best": the strongest long-form reasoning, the most controllable memory, Claude Code at $20. Copilot answers "which AI is already inside my documents": embedded in Word, Excel, Outlook, and Windows, grounded in your work data, effectively a $10 delta on a Microsoft 365 bundle. If your work lives in Office, Copilot earns its seat; if the thinking itself is the work, Claude is the better instrument. We build NodePad, the third column, for the version of that work that outgrows one linear chat: Claude, GPT, and Gemini on one canvas, each seeing exactly the context you assembled, with none of Copilot's invisible routing or scaffolding.

dimension Claude Microsoft Copilot NodePad
Price of entry Free; Pro $20/mo ($17 annual); Max $100 to $200/mo. Free (15 daily boosts, peak-hour throttling); Copilot Pro is retired; the path is Microsoft 365 Premium at $19.99/mo with Office and 6 TB bundled. Free on community models; paid plans from $5/mo.
Which model answers The one you picked; Anthropic publishes exact model names. Undisclosed routing between GPT-5.x and Microsoft's MAI models; the picker has been shrinking, and default modes never say who answered. The model you picked per message, by exact name.
Where it lives Its own app and site; integrations via MCP connectors. Inside Word, Excel, PowerPoint, Outlook, Teams, and Windows itself; the strongest distribution in software. The browser; a dedicated workspace rather than a sidecar.
Context and grounding 200K tokens on consumer plans; Projects hold knowledge bases with retrieval. Microsoft Graph grounding over your email, meetings, and files (work licenses); plus memory and safety scaffolding you cannot inspect or strip. Exactly what you assembled on the canvas. Nothing hidden, nothing injected.
Memory The best controls anywhere: view, edit, pause, reset, incognito, on every plan. Saved memories plus inferred personalization; user-viewable and deletable, admin-controllable at work. None by design; continuity is the canvas you can see.
Branching and organization Edit and regenerate keep hidden versions behind per-message arrows. Linear chats in a flat list; folders are an open feature request. Pages and Notebooks organize documents, not conversation paths. Fork any point onto a visible parallel path; merge chats on one canvas.
Usage limits A conversation budget with no published numbers. "Higher" and "highest usage for select features"; no published caps, free-tier peak throttling, and AI credits are owner-only on shared plans. A visible usage meter; add usage or wait for the monthly reset.
Stability of the product Steady consumer app; models improve in place. Copilot Pro was retired within two years; picker options keep disappearing. Workflows get reshuffled. A small product with a narrow promise; the canvas is the whole roadmap.
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No credit card to start. Every paid plan reaches every model.